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Compared to Estimates, Reinsurance Group (RGA) Q3 Earnings: A Look at Key Metrics

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For the quarter ended September 2025, Reinsurance Group (RGA - Free Report) reported revenue of $6.19 billion, up 8.1% over the same period last year. EPS came in at $6.37, compared to $6.13 in the year-ago quarter.

The reported revenue represents a surprise of +0.95% over the Zacks Consensus Estimate of $6.13 billion. With the consensus EPS estimate being $5.80, the EPS surprise was +9.83%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Reinsurance Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net premiums- U.S. and Latin America- Traditional: $1.88 billion compared to the $2.05 billion average estimate based on two analysts.
  • Other Revenues- Corporate and Other: $29 million versus the two-analyst average estimate of $17.63 million.
  • Other Revenues- U.S. and Latin America- Traditional: $11 million versus $16.38 million estimated by two analysts on average.
  • Net premiums- U.S. and Latin America- Financial Solutions: $227 million compared to the $220.2 million average estimate based on two analysts.
  • Net investment income- U.S. and Latin America- Financial Solutions: $476 million compared to the $367.9 million average estimate based on two analysts.
  • Other Revenues- U.S. and Latin America- Financial Solutions: $351 million compared to the $55.09 million average estimate based on two analysts.
  • Net premiums- Canada Traditional: $326 million compared to the $342.13 million average estimate based on two analysts.
  • Net investment income- Canada Traditional: $69 million versus the two-analyst average estimate of $67.37 million.
  • Net investment income: $1.48 billion versus the four-analyst average estimate of $1.39 billion. The reported number represents a year-over-year change of +24.2%.
  • Revenues- Net premiums: $4.28 billion compared to the $4.61 billion average estimate based on four analysts. The reported number represents a change of -2.5% year over year.
  • Revenues- Other revenues: $436 million compared to the $116.95 million average estimate based on four analysts. The reported number represents a change of +190.7% year over year.
  • Revenues- Investment related gains (losses), net: $13 million compared to the $12.6 million average estimate based on three analysts. The reported number represents a change of -116.7% year over year.

View all Key Company Metrics for Reinsurance Group here>>>

Shares of Reinsurance Group have returned -2% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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